Money Worries
Peoples circumstances don’t always stay the same and for some, a change in circumstances could leave them struggling – even after the closure of your debt arangement.
Our guide may assist in supporting you in knowing what to do next.
We're here to help!
We know that managing your finance doesn’t stop once your debt arrangement comes to an end Life can still throw challenges your way – and if you every find yourself struggling again, you’re not alone.
Our free resources are designed to help you stay on top of your finances, plan for the future, and feel more confident about money. Whether you need help budgeting, rebuilding your credit score, or dealing with unexpected expenses — we’ve got practical, easy-to-follow guides just for you.
Are you currently experiencing Money Worries?
We have created a guide with free, impartial advice to help you manage if you find you are struggling. If the matter is urgent, please contact National Debtline via the link below.
Frequently asked questions
Need help? Check out our FAQs—we’ve got answers to plenty of questions!
If you don’t find what you’re looking for, just drop us a line. We’re always happy to help.
How do I change my monthly payment date?
You can change your regular payment date in your account. This may slightly affect the interest charged in the month the change occurs. If you move your payment to an earlier date, your interest will decrease. If you move it to a later date, the interest will increase.
What if I want to make an additional payment or partial settlement?
What loans are available?
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How long after applying will I receive my loan?
What loans are available?
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Don't Ignore the Problem
Please don’t wait for things to get out of control. Contact your creditors early and make them aware of your situation.
Prioritise your debt: It’s hard to know what topay first but we believe you should pay priority bills first – so, concentrate on things like your mortgage and utility bills. Once you have these bills sorted then look at the other bills you must pay.
Who else can help: There’s also some good independent help available for free so it may be useful to contact third parties for some advice such as;
Money Advice Service StepChange Citizens Advice
They may then liaise with your creditors to provide the support you need
Looking for additional support?
Money worries
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