About AfterMy

Our team has more than 20 years' experience in debt solutions and credit broking.

Too often, people are left to work it out alone. People come out of an arrangement wanting to rebuild into a stronger financial position, which means finding credit that is affordable and sustainable, and there is no set way to do it. So they piece it together from forum threads, apply for whatever looks plausible, and collect hard searches that set them back further.

What we do

We are an FCA-authorised credit broker, Payment Plan Limited, FRN 661940. We do not lend and we do not sell credit of our own. We introduce you to lenders and partners on our panel whose criteria you're more likely to meet, and we are open about how we are paid.

We show your options in order of how likely you are to be accepted.

We started with the information

The first thing we built was not an application form. It was the guides.

Some of what people believe about credit after a debt solution is wrong, and the errors are expensive: that completing your arrangement clears your file, and that you must wait six years to apply for anything. Our guides set out what actually happens. They are free, there is no sign-up wall, and they are there whether you use us or not.