Finished your IVA with Financial Guidance Group? Here's what's next.

Who handles your Financial Guidance Group IVA and how to contact them

Your IVA letters and your Individual Insolvency Register entry name your supervisor. The firm you dealt with and your supervisor's firm can differ, so contact the supervisor.

• Search your name on the Individual Insolvency Register at gov.uk: your entry names your supervisor, their firm and how to contact them.
• Your IVA proposal and annual reports: both name the supervisor
• Any letter saying your case had moved: names the new practitioner

Getting your Financial Guidance Group completion certificate

The completion certificate comes from your supervisor, once the last payment is in and the IVA has been closed. Put your request in writing with your IVA reference and keep a copy. Then look yourself up on the Individual Insolvency Register to confirm the IVA is recorded as completed.

Checking your credit file and the register

Each of the three credit reference agencies, Experian, Equifax and TransUnion, must provide your statutory credit report free. Get all three once your Financial Guidance Group IVA has ended and check that the IVA shows as completed and the debts included in it are updated.

An agency must investigate and correct anything wrong, so send a copy of your completion certificate with any dispute. Check the Individual Insolvency Register under your name as well.

The IVA stays on your file for six years from its start date, or until it ends if that is later: When does an IVA leave your credit file?

What's next: your Comeback Plan

Your AfterMy Comeback Plan starts with what you tell us: the solution you completed, the dates that matter and what you want to do next. It isn't an application, and the plan itself won't affect your credit score. AfterMy has no link to Financial Guidance Group. We're a credit broker, not a lender.

Your Comeback Plan maps your dates and shows options from our panel you may be able to apply for.