IVA
Finished your IVA with Kingsgate Insolvency? Here's what's next.
Finished an IVA with Kingsgate Insolvency? Here is who handles it now, how to get your completion certificate and how to check your credit file, then your next step with AfterMy.
- Made for life after your IVA
- Not an application
Free to use, no obligation. The plan itself won't affect your credit score. It is not advice, and acceptance is never guaranteed.
Written and reviewed by the AfterMy team · Last reviewed October 2026
Quick answerCheck who supervises your IVA, then start your Comeback Plan. Where your letters are in the Vanguard name, Oakfield Financial Limited services your IVA, with Ebenegate handling it day to day. Ask for your certificate in writing, check your credit file, then start your AfterMy Comeback Plan.
Who handles your Kingsgate IVA and how to contact them
Who you contact depends on the name on your most recent letters. Use the contact details in your own paperwork or on the Individual Insolvency Register.
- Letters in the Vanguard name: Oakfield Financial Limited services your IVA, with Ebenegate handling it day to day. Phone 0141 218 4816 or email client@
ebenegate.co.uk. - Letters in the Kingsgate name: your certificate came from the insolvency practitioner named on your proposal. Ask that practitioner for a copy.
- Not sure: search your own name on the Individual Insolvency Register at gov.uk. A running or recently completed entry names the current supervisor.
Getting your Kingsgate completion certificate
Your supervisor issues the completion certificate once your final payment has been made and the IVA has been closed. If none followed your final payment, write to whoever supervises your case now, quoting your IVA reference, and keep a copy of your letter.
A search of your name on the Individual Insolvency Register shows whether the IVA is recorded as completed.
Finished your IVA? Your Comeback Plan maps your dates and shows options from our panel you may be able to apply for.
Start your Comeback PlanChecking your credit file and the register
Once your Kingsgate IVA has finished, check your credit file. Experian, Equifax and TransUnion must each give you your statutory credit report free of charge.
Look for the IVA recorded as completed and the accounts included in it updated to show it has ended. If anything is wrong, tell the agency: it must investigate and correct anything wrong, and your completion certificate is your evidence.
Search your name on the Individual Insolvency Register too. An IVA stays on your credit file for six years from the date it started, or until it ends if that is later.
Our guide, When does an IVA leave your credit file?, explains the date.
What's next: your Comeback Plan
With your IVA finished, the next step is your AfterMy Comeback Plan. Tell us the solution you finished, your key dates and your goals. It isn't an application. AfterMy is not part of Kingsgate Insolvency, Vanguard or Ebenegate.
Your Comeback Plan maps your dates and shows options from our panel you may be able to apply for.
Guides
Keep reading
Questions
Frequently asked questions
Who handles Kingsgate Insolvency IVAs now?
Where your letters are in the Vanguard name, Oakfield Financial Limited services your IVA and Ebenegate handles it day to day, on 0141 218 4816. Otherwise, check the supervisor named on your Individual Insolvency Register entry.
How do I get my Kingsgate Insolvency completion certificate?
Write to whoever supervises your case now, quoting your IVA reference. Your register entry names them.
Who should I deal with about my old Kingsgate IVA?
Whoever supervises your case now: your Individual Insolvency Register entry names them. Use the contact details in your own paperwork or on the register.
Does a completed Kingsgate IVA still show on my credit file?
Yes, for a time. An IVA stays on your credit file for six years from the date it started, or until it ends if that is later. Check your statutory reports from Experian, Equifax and TransUnion once it has finished.
What is the AfterMy Comeback Plan?
It's AfterMy's plan for life after a debt solution. You tell us your solution, key dates and goals, and it maps your dates and shows options from our panel you may be able to apply for. It is not advice, it isn't an application, and acceptance is never guaranteed.
Is AfterMy part of Kingsgate Insolvency, Vanguard or Ebenegate?
No. AfterMy has no link to Kingsgate Insolvency, Vanguard or Ebenegate.
Finished a Kingsgate IVA? Start your Comeback Plan
Your Comeback Plan maps your dates and shows options from our panel you may be able to apply for.
Start your Comeback PlanFree to use, no obligation. The plan itself won't affect your credit score.