IVA
Finished your IVA with United Insolvency? Here's what's next.
Finished your IVA with United Insolvency? Here are the contact routes for United Insolvency and Ebenegate, how to get confirmation of completion and how to check your credit file, then your next step with AfterMy.
- Made for life after your IVA
- Not an application
Free to use, no obligation. The plan itself won't affect your credit score. It is not advice, and acceptance is never guaranteed.
Written and reviewed by the AfterMy team · Last reviewed October 2026
Quick answerConfirm completion, then start your Comeback Plan. Ask United Insolvency, or Ebenegate if it has been handling your case, to confirm in writing that your IVA has completed. Check your credit file and the Individual Insolvency Register, then start your AfterMy Comeback Plan.
Who handles your United Insolvency IVA and how to contact them
United Insolvency says it proposes and administers IVAs. Ebenegate also publishes routes for United Insolvency customers and says it sets up and manages the IVA and deals with creditors. Contact whichever firm has been handling your case.
- United Insolvency: 0161 524 8919
- United Insolvency post: Dalton House, Cross Street, Sale, M33 7AR
- Ebenegate, for United Insolvency customers: 0800 082 8095
- Ebenegate client app: app.ebenegate.co.uk, with WhatsApp chat also offered
Getting your United Insolvency completion certificate
Your supervisor issues the completion certificate once your final payment has been made and the IVA has been closed. Ask for it in writing, quoting your IVA reference, and keep a copy of your request. You can also search your name on the Individual Insolvency Register to check your IVA shows as completed.
Finished your IVA? Your Comeback Plan maps your dates and shows options from our panel you may be able to apply for.
Start your Comeback PlanChecking your credit file and the register
Once your United Insolvency IVA has finished, check your credit file. Experian, Equifax and TransUnion must each give you your statutory credit report free of charge.
Look for the IVA recorded as completed and the accounts included in it updated to show it has ended. If anything is wrong, tell the agency: it must investigate and correct anything wrong, and your completion certificate is your evidence.
Search your name on the Individual Insolvency Register too. An IVA stays on your credit file for six years from the date it started, or until it ends if that is later.
Our guide, When does an IVA leave your credit file?, explains the date.
What's next: your Comeback Plan
With your IVA finished, the next step is your AfterMy Comeback Plan. Tell us the solution you finished, your key dates and your goals. It isn't an application, and the plan itself won't affect your credit score. AfterMy is not part of United Insolvency: we're a credit broker, not a lender.
Your Comeback Plan maps your dates and shows options from our panel you may be able to apply for.
Guides
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Questions
Frequently asked questions
What is United Insolvency's phone number for existing customers?
United Insolvency gives 0161 524 8919. Ebenegate gives 0800 082 8095 for United Insolvency customers.
How do I get my United Insolvency completion certificate?
Once your final payment has been made, ask whichever firm has been handling your case for written confirmation that your IVA has completed.
Who manages my United Insolvency IVA?
United Insolvency says it proposes and administers IVAs, and Ebenegate says it manages them for United Insolvency customers. Your Individual Insolvency Register entry names your supervisor.
When does my United Insolvency IVA leave my credit file?
Six years from the date the IVA started, or when it ended if that is later. Until then it shows as completed. Check your reports from all three credit reference agencies after it finishes.
What is the AfterMy Comeback Plan?
A plan for after your IVA. Tell us the solution you finished, your key dates and your goals, and it maps your dates and shows options from our panel you may be able to apply for.
Is AfterMy part of United Insolvency?
No. AfterMy is separate from United Insolvency. We're a credit broker, not a lender, and we have no involvement in your IVA.
Finished with United Insolvency? Start your Comeback Plan
Your Comeback Plan maps your dates and shows options from our panel you may be able to apply for.
Start your Comeback Plan